Wind storms can leave few homes in their path unscathed. Most of the damage is usually to the exposed roof of the home. It can vary from minor shingle loss to major uplift that tears off part of the roof. Punctures from trees and other debris are also common. The following can help you navigate the process if the wind damages your roof.
1. Contact Your Insurance
Your first call should be to your home insurance agent. Roof damage from storms is covered under most home insurance policies. You need to start the claims process as soon as possible so you don't have to pay for the roof repair or replacement out of pocket. Further, if a lot of people in your area experienced wind damage, the insurance adjusters will have a full schedule. The sooner you call, the higher on the list you will be for getting a prompt inspection and payout for the repairs.
2. Document the Damage
In some cases, you may be told to document the damage and begin repairs without a visit from an adjuster, particularly if your area was hard hit by the storm. Even if an adjuster comes out, it is still a good idea to document the damage thoroughly in case there is an issue with your claim. Try to avoid walking on the roof. Instead, take photographs from the top of the ladder. You can also have your roofer or cleanup service take pictures for you as they work.
3. Remove Debris
Debris needs to be removed from two areas. First, thoroughly check your yard and collect any shingles or roofing nails that blew down, as these can be dangerous. There is a magnetic tool you can use to sweep your yard for nails. Next, any debris from the storm on your roof, such as tree branches, needs to be removed as well.
4. Set Up Roofing Quotes
Call in several roofers to provide quotes on the damage. If your area experienced extensive storm damage, it may be several days before roofers can get to you, so the earlier you call the better. Consider hiring a local roofer.
5. Apply a Temporary Patch
If a roofer can't get to your roof before the next storm, you will need to patch the damage temporarily. Tarps are usually used for this job. Don't simply drape a tarp over the roof, as it will flap in the wind and rain will seep under. It needs to be pulled taut and secured by boards nailed into the roof along the edges of the tarp.
After a severe storm, chances are you aren't the only one with roof damage. The sooner you contact a roofing contractor, the sooner they will be able to repair your roof.Share
7 December 2020
I spent weeks researching metal and shingle roofing to try to figure out what would be the best material to use on my home. I weighed the costs, the length of life, the amount of maintenance required and how well each type would hold up to high winds and strong storms. After compiling all of the information that I needed to make an educated decision about the roofing for my home, I created a blog. This blog is meant to help other homeowners decide which roofing material would be best for their homes now and many years into the future.